Works with all the major third party credit cards, providing access and insight into a new portion of your customers' financial life.
Designed to optimize your customers' best interests, not the credit card providers' business model.
Creates new personal loan opportunities and cross-sell moments.
Your customers securely link their credit card(s) in minutes.
Your customers get real time guidance on their credit card usage and payments to promote good habits.
Your customers are notified when there are opportunities to refinance their debt into a personal loan.
Your bank or credit union gets supplemental data to better assess risk and improve underwriting.
A win for your customers
- Easy, one-time setup.
- Unlocks real-time guidance.
- Pay down revolving debt faster.
- Improves card usage and credit score.
A win for your bank
- Full access to customers’ credit card data, regardless of the card.
- Reach your customers at the right moment with personal loan offers.
- Better underwriting capabilities to grow personal loan portfolio without increasing risk.
- The design of the credit card statement influences payments.
- The 'minimum payment due' line in a statement depresses card payments, creating more interest and fees for the major card providers and costing your customers more money.
- New design approaches have been shown to increase card payments.
You have the opportunity to stay central to your customers' relationship with their finances by redesigning their experience with their credit cards.Request a Demo